No annual fee Xbox Mastercard in partnership with Barclays US Consumer Bank. Players can earn 5x card points on eligible products at the Microsoft Store.
Mortgage is different, I'm talking don't take a loan out for a new kitchen, dont take credit on a TV or sofa etc. You'll live In debt for the rest of you're life otherwise. 72% of families are over £10,000 or more in debit on there credit cards, loans on kitchens, monthly payments on the family car etc and wonder why they have to work until there 70.
Well if you are responsible you can make money...use them as a debit card not a credit card. Cards can have 5% back, and as long as you pay it back immediately with your cash, there is no downside. On one card alone I'm getting back at least $600 per year. Paid with cash or debit that is gone. Do not carry a balance EVER.
It's good advice for people who don't know better.
i have credit cards and they always on 0, i take advantage of the cash back they provide and extended warranty if they are signatured cards, they are also good for traveling, if you have a business some are great as well and there is no better way to make money than buying with a credit card for your business, after all businesses make money off other businesses anyway ... you should not use a credit card if you're bad with finances, you should not take something on credit if you cant afford to pay on the time w/ no interest, or a loan unless completely necessary (hospital) since you could get in mayor debts!
You need great or better yet excellent credit score for a mortgage, unless you want to pay astronomical monthly payment because the interest you got it for was the highest since you never made credit!
"you should not use a credit card if you're bad with finances, you should not take something on credit if you cant afford to pay on the time w/ no interest, or a loan unless"
That's the problem most are NOT. My mates over £10,000 on his cards yet gets paid £19p/h in his job but is constantly not living within his means. He might look like he's doing ok but it's all getting paid off every month which leaves him nothing, he hates his job but can't leave cause of all the payments etc. I think most live like that imo, pretend to keep up with the Jones but in reality owe it all to someone.
I tried to live life without a credit card but unfortunately a lot of things in life require a credit score. Best practise is to have a credit card but only use it sparing and when you NEED to.
If you're completely incompetent with money sure, otherwise having a credit card is perfectly fine. Just like drinking, all it takes is being responsible. Loads of advantages over cash, you think people are going to have thousands of dollars in their wallet for a new tv?? There are limits to how much you can take out in a single day. Just use a card, it'll simplify your life. Physical cash shouldn't exist in this age, too impractical.
You can use a debit card instead of a credit card to buy a TV, when I pay cash I mean pay with a card with money you have saved not go to the bank 12 times to get the money out pmsl. "All it takes is being responsible" that's the problem nobody is, people are living decent lives hiding behind debt, I can guarantee you you're friends might have a nice kitchen, or nice soglfa or TV but it's all on credit. You ONLY need to see stats for that.
Nobody listen to this guy. Completely incorrect. Credit is a valuable resource, you should be maximising your credit rating, your lines of credit, and so on. Many people misuse credit cards but you're severely hindering yourself if you're not utilising it throughout your life.
Doesn’t matter the card. You have to be responsible with them. But not all cards are created equal. Most cards I see from sports team, favorite store, airlines or in this case Sony and MS. Usually aren’t the best all around cards. Plus, interest rates will kill you if you can’t pay them off every month.
I pay twice, monthly on my cards and use them sparingly. I am over 820 on my score because of that. So be careful, especially with videogames, it’s not a cheap hobby and adds up quick.
Yes! This is easily the best way to support poor MS and MC. Paying interest on Game Pass and 50 different colored controllers is something that will be cherished for years to come.
You know... MS doesn't have to do everything that Sony does.
https://c.comenity.net/lega...
Oh God... I can only imagine the astronomical interest rate on this thing lol Much like all "gimmick" mastercards.
Meh. It would be cool if it included Game Pass or something.
I'll give some advice, never have a credit card, never take a loan out and always pay cash.
You'll thank me for it later.
Introducing: More ways to scan your hard earned cash.